Every way to pay
UPI intent, cards and netbanking on PhonePe’s hosted pay page, in INR.
PhonePe Payments Integration
How to Connect
PhonePe Payments
Connect your PhonePe merchant account — Standard Checkout for UPI, cards and netbanking payments in INR. Parents and customers pay fees and invoices on PhonePe’s hosted pay page.
- Your own PhonePe merchant account
- UPI intent, cards & netbanking
- Status-API verified
01Connect
Connect your PhonePe merchant keys
Get your merchant credentials — Merchant ID, Salt Key and Salt Index — from the PhonePe Business dashboard. In the app, open Modules → Integrations → PhonePe, paste them, pick Sandbox or Live and click Connect.
- Three credentials, one form
- Sandbox for testing, Live for real payments
- Secrets encrypted, never shown again
Connect PhonePe Payments
Get merchant credentials (Merchant ID, Salt Key, Salt Index) from the PhonePe Business dashboard.
Merchant ID••••••••M22K
Salt Key••••••••••
Salt Index1
Label (nickname)School fees
ModeSandbox (testing)Live
ActiveDefault gateway
Secrets are encrypted at rest and never shown again.
CancelConnect
02Standard Checkout
Collect fees and invoices online
Once PhonePe is connected, parents pay school fees — and customers pay invoices — with a tap on Pay now. Each payment runs through PhonePe Standard Checkout in INR, straight into your own merchant account.
- Fees and invoices in INR
- One tap to start paying
- Paid into your own PhonePe account
Fee · Term 2Due 15 Nov
Aarav Sharma · Class 6BTerm 2 fees · 2026–27₹14,500
Tuition fee₹11,000
Transport fee₹2,700
Lab fee₹800
Pay now
03Hosted pay page
UPI intent, cards and netbanking out of the box
Payers are redirected to PhonePe’s pay page — UPI intent opens their UPI app straight away, and cards and netbanking are supported out of the box. Nothing to build on your side.
- UPI intent opens the payer’s UPI app
- Cards and netbanking too
- Secure page hosted by PhonePe
Secure hosted pay page
Green Valley School₹14,500Term 2 fees · Aarav Sharma
UPIUPI app
CARDCard
NBNetbanking
Pay ₹14,500
Opens your UPI app to approve
04Status-API verified
Settled only after PhonePe confirms
The server never trusts the redirect — every payment is confirmed with PhonePe’s Status API before the fee or invoice is settled. Update or disconnect the gateway any time — fee collection stops until you reconnect, and recorded payments are kept.
- Never trusts the redirect
- Confirmed with PhonePe’s Status API
- Disconnect without losing payments
Payment · Term 2 feesPaid
✓Paid on PhonePe’s page₹14,500 by UPI
×Redirect backNever trusted on its own — nothing settles yet.
✓PhonePe Status APIPayment confirmed with PhonePe.
✓Fee settledTerm 2 fees marked paid for Aarav Sharma.
Fees and invoices
Parents pay school fees and customers pay invoices — all from the same gateway.
Status-API verified
Every payment is confirmed with PhonePe before anything is settled.
Your account, your keys
Payments go to your own PhonePe merchant account; keys are encrypted and never shown again.
Collect fees and payments with PhonePe
Get Started Today- Your own PhonePe merchant account
- UPI intent, cards & netbanking
- Status-API verified